Get Cleared to Spend

Terms and Conditions

Welcome to Frugalish! These Terms and Conditions (“Terms”) govern your use of the Frugalish website (the “Site”) and our future mobile application (the “App”), collectively referred to as the “Service.” The Service is provided by Frugalish (“we,” “us,” or “our”).

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Description of Service

Frugalish is a personal finance and budgeting tool designed to help students manage their finances. The Service allows users to manually enter their income, expenses, and savings goals to calculate a suggested “good to spend” amount. The Service is for informational purposes only.

2. Eligibility

You must be at least 13 years old to use the Service. By using the Service, you represent and warrant that you meet this age requirement. This Service is not intended for children under the age of 13.

3. User Responsibilities

  • Accurate Information: You are responsible for the accuracy of the financial information you manually enter into the Service. The calculations and suggestions provided by the App are based entirely on the data you provide.

  • Account Security: If we provide account features in the future, you are responsible for maintaining the confidentiality of your account credentials.

  • Your Financial Decisions: You are solely responsible for your own financial decisions. Frugalish is a tool to assist you, not to make decisions for you.

4. No Financial Advice Disclaimer

The content and tools provided through the Service are for informational and educational purposes only and should not be construed as professional financial advice. We are not a financial advisor, planner, broker, or tax advisor. The Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from a financial advisor or other professionals who are fully aware of your individual circumstances.

5. Intellectual Property

All content, branding, logos, graphics, and software associated with the Service, including the “Frugalish” name and logo, are the exclusive property of Frugalish and are protected by copyright, trademark, and other intellectual property laws. You may not use, copy, modify, or distribute any of our content without our prior written consent.

6. Prohibited Conduct

You agree not to:

  • Use the Service for any illegal purpose.

  • Attempt to reverse-engineer, decompile, or otherwise access the source code of the App.

  • Introduce any viruses, trojans, or other malicious material to the Service.

7. Disclaimer of Warranties

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. We make no warranties, express or implied, that the Service will be uninterrupted, error-free, or completely secure. You use the Service at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Frugalish shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from (a) your use of the Service; (b) any errors or inaccuracies in the calculations based on data you provided; or (c) any unauthorized access to our servers.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the “Effective Date” at the top. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

11. Contact Us

If you have any questions about these Terms, please contact us at: XXXXXX